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Money saving tips ahead of holiday shopping season

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LEE COUNTY, Fla.-- As the holiday season approaches, there are some money saving tips you need to know.

Waterstone Financial owner, James Gallagher says you should watch out for a few things.

He says you should be aware of high interest credit cards; some companies can charge up to 22% interest on your balance.

He also says you should take advantage of the gift cards you receive; don't let them go to waste. You can check your card's balance online

Gallagher suggests to check your monthly bills and give companies a call to see if you can get a better plan. 

He adds that you should look over your online subscriptions and cancel the ones you never use.